Retirement Advice for Spending

Quick retirement advice query: how much do you need to save for your twilight years? If you say “80% of my income now” then you have a benchmark. And it might be too much. According to research, the 80% replacement rate is a bit of an overstatement. The mismatch stems...

Retirement Free Financial Advice Perth

Do you want to retire early? Retiring early can seem like a lot of idle time, but it’s not. Think of it as “buying” back your time. You might be wondering why you’d want to retire early, sitting back and not working. Much to the surprise of...

Best Financial Advice on Debt

Here’s an important, potentially tricky, question. Do you pay off your debts or save up? Do you try to do both at the same time? What’s the right move, in this situation? The simple math tells you that debt should be your first target. However, this...

Debunking Free Financial Advice Perth

Financial wisdom is sometimes rather a contrarian. For instance, Walmart founder Sam Walton is quoted as having said, “Swim upstream. Go the other way. Ignore the conventional wisdom.” However, is this really the right way to go? In a moment of free...